financial security

Let’s talk About: M-O-N-E-Y Pt. 2: Setting Financial Goals

Setting Financial Goals


When trying to get our financial life in order, setting realistic goals is the difference between success and failure. We cannot be successful if we don’t know what we are working towards. Goals are necessary because they help us define our purpose, it keeps us focused and provide us with a direction. Finding the right balance when making our goals are important. Smart goals help us reach financial success, while not-so-smart goals doom us from the start.


Goals should be action-driven so that we are continuously working towards reaching them; specific with actions and steps clearly spelled out; trackable so that progress can be monitored; and obtainable so that accomplishments can be rewarded. Goals should be positive like I will save an extra $25 a week instead of lending towards depravity like I going to stop eating out.


In this post, I not going into specifics about how much to save, etc., but I do want everyone to get into learning and teaching (our children) a frugal lifestyle, living within our means and being happy with less. Financially successful people don’t spend lavishly trying to keep up appearances; they understand money is a tool that works best when it’s working for them, not the other way around.
May God be with you until we meet again.

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